Means Test

Chapter 7 Means Test Calculator.

The Means Test Calculator will tell if you are eligible to file Chapter 7.

Choose your state or territory:

Enter the number of people in your family (including yourself):

Enter your monthly household Income (average of last 6 months):

The Chapter 7 Means Test Calculator has been updated for the latest median income figures for cases filed on or after April 1, 2016.

This is your state's monthly median family income for your family size:


Do you qualify to file Chapter 7?

If your income is slightly higher than your state's median income you may still be able to file Chapter 7. Your bankruptcy lawyer will be able to make this calculation and also advise on allowable expenses that can be used in the calculation as defined by the Bankruptcy Code and other deductions, including regular charitable donations (up to 15% of your income), school expenses, payments on 401(k)/IRA loans, and health Insurance. on Google+