The small firm with a big goal: To go above and beyond for every client.
Bankruptcy representation focused on effectively & sympathetically serving the needs of financially distressed clients. Centrally located in Bowie, MD, Adams Law Office, LLC also has an office conveniently located in Washington, DC. Call for a free initial phone consultation.
The decision to file bankruptcy is never an easy one and should always be considered thoroughly.
Adams Law Office, LLC provides a sympathetic and patient approach with its clients, who are generally "at the end of their rope." Thorough and easy to understand explanations are given and the client is assured by the knowledge that their attorney is only a phone call away and is always prompt to respond.
Chapter 7
Generally, chapter 7 bankruptcy is primarily used by individuals who have minimal, if any, assets and who want to erase their debts.
Individuals who have assets beyond the exemptions available under Chapter 7, will have to liquidate those assets, which means that a bankruptcy trustee will sell off unsecured assets in order to pay off as much of the debt before discharging the balance.
Chapter 13
Generally, chapter 13 bankruptcy is used by individuals who have a source of regular income, but are unable to pay their current bills on a timely basis. A chapter 13 bankruptcy allows such an individual to repay all or most of his/her total debts on an extended schedule (usually 3 - 5 years).
You will need to provide the following information to determine whether bankruptcy is appropriate for you:
o A list of all of your creditors and the amount and type of debt
o The source and frequency of your income
o A list of all of your property
o A list of your monthly living expenses (food, shelter, utilities, taxes, transportation, child care, clothing, etc.)
We are a federally designated debt relief agency pursuant to Title 11 of the US Code. We provide legal assistance and help people file for bankruptcy relief under the
Bankruptcy Code.
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