
Bankruptcy ..... a personal decision.
Chapter 7 and Chapter 13 are the two main chapters under which individuals can file personal bankruptcy.
Chapter 7 bankruptcy is a liquidation of assets while Chapter 13 bankruptcy is a reorganization where the debtor creates a three to five year payment plan.
There are many reasons for filing personal bankruptcy that include: unforeseen medical expenses, excessive credit card debt, loss of employment, and divorce. Needless to say, these events create not only financial difficulty but also a tremendous amount of disruption and distress in and of themselves.
My firm can help you to get your financial life back on track and I also offer a convenient, payment plan.
We are a federally designated debt relief agency pursuant to Title 11 of the US Code. We provide legal assistance and help people file for bankruptcy relief under the
Bankruptcy Code.
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