Nina M. Parker
781-729-0005
10 Converse Place, Second Floor, Winchester, MA 01890-2713 US
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You are not alone! Over 25,000 people in Massachusetts filed for bankruptcy in 2000 in order to seek relief from their bills. There were many reasons including easy credit, job loss, medical costs, and high cost of housing and the result was that a lot of people found themselves in financial difficulties. More often than not, if you are considering bankruptcy, it is the right solution. It can free you from crushing debt while protecting your assets. Most consumer debt is discharged through bankruptcy, and even for those debts that do remain, you can often get lower payments or no/lower interest rates for other debts like child support arrears, student loan payments, and back taxes. And contrary to popular belief, you may not have to give up any of your assets. In the vast majority of the bankruptcy cases I have handled, my clients have kept all of their property. What about your credit record? Chances are, your credit record has probably already been affected--bankruptcy won't necessarily make it worse. You can obtain credit even after bankruptcy and in many cases bankruptcy can actually help you rebuild your credit rating faster because once you relieve yourself of the crushing debt you can handle the current bills on time on a monthly basis. I can help you evaluate whether bankruptcy is best for you. I will help you look at alternate solutions to bankruptcy, including helping you negotiate with your creditors. If bankruptcy appears to be the best solution in your situation, I will help you decide which type of bankruptcy (Chapter 7 or Chapter 13) is best and will ensure you get the maximum debt relief and asset protection possible in your situation. My pledge to you is that I will always handle your case personally. It will never be handed over to a paralegal. After all, it is your financial future that is at stake.
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