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Secured Credit Cards

After a person has been discharged from bankruptcy, he or she is often a good credit risk, since that person has no debt.  Regardless, a discharged bankrupt often has a difficult time getting a new credit card.

An option is to acquire a "secured credit card".   A "secured credit card" is a card backed-up or secured by funds you have deposited with the financial institution.  The card looks like a credit card, and acts like a credit card but will have a limit depending on the amount of money that secures the card.

Using a secured credit card is a quick way to rebuild your credit rating because the credit card company reports your payment history to the credit bureaus each month. As you make regular payments your credit history looks better and better.

Credit Cards - After Bankruptcy / Secured Credit Cards


nmbonline.comNew Millenium Bank 732-729-1100

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New Millennium Bank is now offering secured Visa® and MasterCard® (You can get both in one application) credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by your savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide.

Available in all 50 States

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