Business Bankruptcy Predictor

This Bankruptcy Predictor, in extensive tests, has proven to have an accuracy rate of over 88% for small businesses (average asset size $2.5 million)and an accuracy rate of over 83% for very large businesses (average asset size $63.4 million).

A negative score predicts bankruptcy.

Enter the financial information in the space below to get a financial strength evaluation of your company.

The higher the score, the more financially sound is the company. The lower the score, the greater the danger of the company becoming insolvent.

Current Assets:

Total Assets

Current Liabilities


Interest Expense

Profit (Loss) before Taxes:

The Score is:

CAUTION!!! This technique should be considered as just another tool of the analyst. While it should greatly assist the analyst in identifying weak companies for further investigation, it is not intended to replace experienced and informed personal evaluation.

The formula used is the "Springate Formula" developed at Simon Fraser University, Burnaby, British Columbia. For more information on this formula and other insolvency prediction algorithms please refer to our web page on Insolvency Prediction.

US Flag


Get a Free Bankruptcy Case Evaluation


Are You Eligible to File Chapter 7?

Steps in a Chapter 7 Bankruptcy
PowerPoint Presentation

Find a Bankruptcy Lawyer

Bankruptcy Videos

Bankruptcy Exemptions
Assets you keep.

Chapter 7 Bankruptcy FAQs

US Flag

Bankruptcy Lawyers:

List your Firm


Will using a Credit Counselor give me a better credit rating?

Debt Erased in a Bankruptcy

How Long in Bankruptcy

Cost of a Bankruptcy

Chapter 13 Bankruptcy

Personal Bankruptcy

Free Credit Report & Credit Bureaus

Business Bankruptcy

Bankruptcy Lawyers Locator

Privacy Policy

Latest Bankruptcy Statistics

After Bankruptcy Lenders
Free Listing For Lenders