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 Filing Bankruptcy
One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh start by wiping out his or her debts.
The objective of this website is to provide the person, thinking about filing bankruptcy, the information he or she needs to make an informed decision. You will then have a good understanding of what the law allows when you meet with one of our bankruptcy lawyers.
Chapter 7 Bankruptcy
A Chapter 7 bankruptcy wipes out all a person's eligible debts usually within four months. In the vast majority of cases the debtor has no assets that he or she would lose. Chapter 7 bankruptcy gives a person a relatively quick "fresh start". Chapter 13 bankruptcy is for people who want to pay off part of their debts over a period of three to five years. Visit our FAQ's, which give information on most of your questions. Also visit our Audio Clips, which provide information on many of the most common concerns about debt. If your questions are still not answered we have an "Ask our Bankruptcy Lawyers" feature so you can ask one of our bankruptcy lawyers in your area a question.
Bankruptcy Exemptions - Assets you Keep.
BankruptcyAction has all the Exemptions or assets you can keep in a bankruptcy for each state. When you are ready to see one of our bankruptcy lawyers we have a listing of Bankruptcy Lawyers for most states.
The New Bankruptcy Laws
There has been much doom and gloom written about the new bankruptcy laws and how much more difficult it's going to be to file Chapter 7 bankruptcy. It's true that there are more hoops to jump through under the new laws and it's true that some people are going to have to file chapter 13 instead of Chapter 7. However, for the vast majority of filers Chapter 7 bankruptcy is still available with very little extra effort! More......
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