NC Bankruptcy Attorneys -
North Carolina Bankruptcy Lawyers
are listed in the following areas:
Cary | Durham | Fayetteville | Raleigh | Wilson
Get a Free Evaluation to Find your Options for a Debt Free Life, by filling out the Evaluation Form at a North Carolina bankruptcy lawyer in your area.
Your evaluation will be completed by the bankruptcy lawyer within one business day.
Filing North Carolina Bankruptcy
If you are struggling with debts and are unable to repay your bills, are paying off bills or credit cards with another credit card or are facing foreclosure or repossession you may want to consider discussing your finances with a professional NC bankruptcy attorney to learn about how bankruptcy can help you with your financial difficulties. Don't delay, the sooner you speak with a bankruptcy lawyer the sooner you can begin rebuilding your fresh financial future.
The North Carolina bankruptcy laws provide powerful tools for eliminating your debts. For instance you may file chapter 7 bankruptcy or chapter 13 bankruptcy. The nature of your debts and your income and assets will dictate which chapter of the Bankruptcy Code will best tackle your debts.
North Carolina chapter 7 bankruptcy acts as a liquidation bankruptcy and provides a quick elimination of eligible debts and provides protection from creditor harassment or collection attempts. In fact, once you have filed your bankruptcy petition (application to the court to declare yourself bankrupt), your creditors will not even be allowed to contact you.
Chapter 13 bankruptcy in NC acts as a reorganization bankruptcy and if a debtor files chapter 13 they will enter into a debt repayment plan with their creditor. Chapter 13 allows you to catch up on your debts over a three to five year period; all chapter 13 debt repayment plans will last for 3 to 5 years.
Learn more about your options by scheduling a free bankruptcy consultation by filling out our online case evaluation form.