New Jersey Bankruptcy Exemptions - NJ Bankruptcy Exemptions

State Or Federal Exemptions Allowed

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The New Jersey Consolidated Statutes contains no provision for a homestead exemption.

Nil

Goods and chattels, shares of stock or interests in any corporation and personal property of every kind

$1,000

Wearing apparel generally are reserved for a judgment debtor's family use

Household goods and furniture

$1,000

90% of earned but unpaid wages if income under $7500; if income over $7500; judge decides amount that is exempt

Wages or allowances received by military personnel

 

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NOTE: These are the major bankruptcy exemptions. Check with your bankruptcy lawyer for a full exemptions list.                       

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