Secured Credit Cards
The Following Are Some Websites For Applying
For a Secured Credit Card:
New Millenium Bank 732-729-1100
Secured Credit Cards - What They Are And How They Work
If you have no credit or a negative credit history, it can be difficult to obtain an unsecured credit card. You may be able to qualify for a secured credit card, which can offer many of the same benefits as an unsecured card.
The card has the same appearance as an unsecured card and usually offers the same convenience and charging privileges as a traditional unsecured credit card.
You are required to make a deposit into a savings account or certificate of deposit as security. The average minimum deposit required can run around $300. Some insurers will offer credit the same or greater than the amount deposited; some others may offer a credit limit lower than the amount deposited.
Most issuers will pay you interest on your security deposit.
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NOTE: These are the major bankruptcy exemptions.
Check with your bankruptcy lawyer for a full exemptions list.